Effective Date: 17th May 2025

By using the LUMAS website and services, you agree to the following terms and conditions:

1. Use of Website

You agree to use our site lawfully and responsibly. Any misuse or violation may result in restricted access or legal consequences.

2. Intellectual Property

All content on this website, including logos, text, graphics, and layouts, is owned by LUMAS and protected by applicable copyright and intellectual property laws.

3. Limitation of Liability

LUMAS shall not be liable for any direct, indirect, or incidental damages arising from your use of the website or its content.

4. Third-Party Links

Our website may contain links to external sites. LUMAS is not responsible for their content, privacy practices, or terms of use.

5. Modifications

We reserve the right to modify these terms at any time. Updates will be posted on this page with an updated effective date.

6. Governing Law

These terms are governed by the laws of the United States. Any disputes will be resolved under U.S. jurisdiction.

7. Contact Information

If you have any questions about these terms, reach out to us at:
📧 lumas.investments@gmail.com